Top 5 Payment Gateways

Payment is one of the critical factors in online business. A payment gateway is a Merchant service provided by an e-commerce application service provider. Payment gateways authorize credit or debit card payment processing for e-businesses bricks clicks or traditional brick and mortar.

The gateway is not elaborate involved in the money flow, and typically, it is a web server connected to a merchant’s website or POS system. A payment gateway often couple several acquiring banks and payment methods under one system.

With the demand for digital payment systems like PayPal, customers demand safe, hassle-free buying.

We review many payment gateways based on payment types, cost, ease of use, integrations, support, and more. Here are our top picks.

1] PayPal Payment Gateway
2] Stripe Payment Gateway
3] Authorize.Net
4] 2Checkout
5] Braintree

1] PayPal Payment Gateway:

Paypal is one of the most simplified and best payment gateway worldwide. It is one of the top-rated international payment gateways that allows you to send and receive payment across the globe.

Paypal is an e-commerce payment platform, and it helps people and many businesses to send and receive payments without providing financial information.

Established in 1998 as Confinity, PayPal went public through an IPO in 2002. It became a wholly-owned subsidiary of eBay and has become one of the most versatile online payment processors

through PayPal; users can send or receive payments for online auctions on websites like eBay, buy or sell goods and services, offer money, and accept the contribution.

It is not compulsory to have a PayPal account to use its services. PayPal account users can set currency transformation options in account settings.

The PayPal app is available online. One year after acquiring Braintree company, PayPal introduced its one-touch service, allowing users to pay with a one-touch option on taking part merchants’ websites or apps.


  • PCI compliance
  • Inventory tracking
  • Shopping cart
  • Virtual terminal
  • Credit card reader
  • Express checkout
  • Mobile card reader
  • Barcode scanning
  • Online invoicing
  • Bill me later


  • Fast Activation & Integration
  • Operational in 200+ Countries
  • 100+ Currency Support
  • 24/7 Support in 17+ Languages
  • Instant Fund Withdrawal within Minutes


  • Transaction Charges are High
  • Website Redirection to Complete Payment

2] Stripe Payment Gateway:

Stripe is a cloud payment gateway platform. The company firstly offers payment processing software and application programming interfaces (APIs) for e-commerce websites and mobile applications, which gives merchants complete control to integrate new payment options.

Stripe launched a merchant cash advance scheme called Stripe Capital. The system allows Stripe merchants to request an advance on expected future payments they will process through their Stripe merchant account.

Launched in 2011, Stripe supports over 135+ currencies to process payments. The company has beyond 4,000 works in 14 countries and claims that 90% of online shoppers in the U.S.

Customers can build the platform they like or take advantage of Stripe’s native with existing e-commerce platforms like WooCommerce, Wix, Shopify, Squarespace, and BigCommerce.


  • Mobile customer interface
  • Multi-currency payouts
  • Clean canvas
  • Collaboration notes
  • Payment options
  • Embeddable checkout
  • Authorization
  • Custom U.I. toolkit
  • Dispute handling
  • Open-source plugin
  • Consolidated reports
  • Accounting integrations
  • Unified payout
  • Financial reporting
  • Roles and permissions


  • Support for 135+ currencies
  • Operation in 42 Countries Around Globe
  • API Based Payment Method
  • 24/7 Technical Support
  • Instant Fund Withdrawal within Minutes


  • Dispute Management Timelines are usually long
  • Not available in All Countries

3] Authorize.Net:

Authorize net is another best payment gateway. It is a United States-based payment gateway service provider, allowing merchants to accept credit card and electronic check payments along with their website and over an Internet Protocol (I.P.) connection.

Established in 1996, Authorize.Net is one of the oldest payment gateway providers.

It offers fraud protection services, recurring billing subscriptions, and simple checkout options.

It also offers recurring billing and a plugin for integrating Authorize.Net, and technical support is available for merchants.


  • E-check processing
  • Retail payment
  • Virtual terminal and batch upload
  • Mail/phone payment
  • Recurring billing
  • Customer information manager
  • Sync for Quickbooks
  • Advanced fraud detection Suite


  • E-check Processing
  • Advanced Fraud Protection System
  • Recurring Billing
  • 24/7 Support Available
  • Customer Information Manager


  • Supports businesses based in the U.S., UK, Canada, Europe, and Australia
  • Not available in All Countries

4] 2Checkout:

2Checkout or 2CO is one of the famous international payment gateway providers, which is now obtained by VeriFone, a worldwide leader in providing payment and commerce solutions.

Created in 2006 to allow companies to accept online and mobile payments from buyers worldwide, 2Checkout currently serves over 20,000 clients worldwide.

It supports eight different payment methods, 15 languages, and 87 currencies in global markets.


  • Level 1 PCI data security standard
  • Multiple payment options
  • Recurring billing
  • Customized checkout options
  • Integration with 100+ online carts and systems
  • Create customized subscription plans
  • Support – 87 currencies
  • Support – 15 languages
  • Account updater


  • Accepts Payments from 200 Countries/Territories
  • Supports Multilingual Checkout
  • 100 Currencies to process payments
  • 45+ Payment Methods
  • Integrated Fraud Management


  • Reports and complaints of held payments
  • A long list of products interdict to sell

5] Braintree:

Braintree is based in Chicago that concentrates on mobile & web payment systems for e-commerce companies.
Braintree company provides clients with a merchant account and a payment gateway. PayPal acquired the company on September 26, 2013.

Braintree allows businesses to accept payments online or within their mobile application. It will enable automatic shopping cart integration with PayPal, among other payment types.

Braintree also works with most leading eCommerce and billing platforms, including BigCommerce, WooCommerce, and Magento.

Braintree requires some development circumstances and coding knowledge to integrate.


  • Drop-in U.I.
  • Supports 130 currencies
  • 24*7 support
  • Customized checkout workflow
  • 2-day payout
  • Dynamic control panel
  • Braintree value
  • Easy data migration
  • Guaranteed uptime
  • Advanced fraud protection
  • Easy repeat billing
  • Encryption


  • Available in over 45 countries/regions
  • Accepts Bitcoin as payment
  • Buyers can pay using various options
  • 3D secure and other fraud protection measures
  • 24/7 phone and email support

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